As we will be going for our first international holiday soon, hubby is exploring the travel insurance for us. For ease of comparison, I have tabulated a chart out. For the extra RM20, we are most likely going for AIG Travel Insurance for a slightly higher coverage for certain items such as accidental death & bodily disablement; and items that do not exist under Tune Insure AirAsia Protection such as Home Away Protection. One significant protection that Tune Insure provides (while AIG Travel doesn’t) is “On Time Guarantee” – delay more than 2 hours from schedule departure by AirAsia/ AirAsia X. Moreover, AIG is more well known in the market – for its fair insurance coverage, i.e. genuine claims are given back. Both can be purchased online.